17
Oct

Profile

Charmaine Idzerda is the owner and broker of record of Verico Designer Mortgages Inc. Charmaine is an Accredited Mortgage Professional and been in the banking industry for more than 25 years. Prior to specializing in mortgages, she was a Relationship Manager for the private division of a large commercial bank.

Charmaine is an active member of the community, since 2003 she holds the position of Vice-President of the St Vincent de Paul Society in North Burlington. St Vincent de Paul Society helps those less fortunate in the community.

VERICO Designer Mortgages specializes in residential and commercial mortgages.

Charmaine’s focus has always been client service, “I believe in treating others as I would like to be treated” says Charmaine. “This has allowed me to create long term relationships with my clients and strong referrals of their friends and family.”

Charmaine joined the VERICO network three years ago. Charmaine and her team have laid the foundation for an incredibly successful business. All agents of VERICO Designer Mortgages go through a specified training program in order for them to represent VERICO Designer Mortgages in a professional manner.

Each Verico office is independently owned and operated.

Website: www.DesignerMortgages.ca

VERICO Designer Mortgages Inc.
#5 – 1253 Silvan Forest Drive, Burlington Ontario L7M0B7
Phone: (905) 336 5997
Fax: 1.866.824.8057
Toll free: 1.866.824.8057
View Charmaine's profile on LinkedIn

Category : Member Pages | Mortgages | Blog
25
Aug

Have you ever thought of buying a property from which you can run your business? Have you signed a lease where you are paying the hydro, maintenance and property taxes? Have you ever asked yourself if there is a better way?

Like most business owners you may assume that a bank is the only place to go when you want to get a commercial mortgage. By using the services of a mortgage professional you have access not only to the traditional lenders but also lenders that specialize in commercial mortgages.

The main differences between the traditional lenders and the non-conforming lenders are that the non-conforming lenders:

  • do not require income verification,
  • require a lower down-payment, and
  • are more flexible on the type of property.

Their rates are slightly higher than traditional sources; however compared to paying a lease it may be worth your while to investigate this option.

Category : Mortgages | Small Business | Blog

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