Archive for November, 2009

Our next meeting is on Friday, December 11, 2009 at 8:45 am at the Hampton’s Restaurant.

Let’s invite some friends and clients to come to our next meeting.

See you all there!

Canadians are confident that home values are increasing and are optimistic about local housing markets, the Canadian Association of Accredited Mortgage Professionals said in a report.

An October survey conducted saw citizens reply with an average score of 6.56 out of 10 when asked if this was a good or bad time to buy a home in their community, said the report, released yesterday.

Citizens are also “highly satisfied” with the terms of their mortgages, it said. For those who renewed or refinanced a mortgage in the past 12 months, the average new rate was 1.12 percentage points lower than the previous one.

With interest rates at a low it is a great time to see if it is worth your while to switch to a new rate.

Source: Carla Wilson, Times Colonist

For any information call Charmaine Idzerda at 1.866.824.8057

Our next meeting is on Friday, November 27, 2009 at 8:45 am at the Hampton’s Restaurant.

Let’s invite some friends and clients to come to our next meeting.

See you all there!

The simple fact of renewals is this: nearly 60% of people sign back renewal letters without even taking the time to see what else is available. As a result, there is little or no incentive for the financial institution to give their best offer. What makes things even more interesting is the fact that renewal letters usually only arrive about two to three weeks before the mortgage is actually up for renewal. This two to three weeks gives you very little time to arrange financing with another lender, or to take advantage of the lower rates that may have occurred in the three to four months before your renewal date.
Consumers should be pre-approving their renewals 90-120 days prior to their actual renewal date. This immediately gives you the benefit of the lowest rate on the market for the longest period possible before your renewal date. What makes this better is the fact that this is completely free and without obligation.
A mortgage is too big a financial decision to not take seriously.  It makes sense to place your mortgage with the institution that gives you the best rates and service.

Using the services of a mortgage broker who shop’s the market to obtain the best rate and terms makes a lot of sense!
For more information about obtaining a mortgage renewal please call Charmaine at Verico Designer Mortgages Inc. Toll Free: 1.866.824.8057

Hi fellow Oakville Networking members

In a survey conducted about 10 months ago, results show that the top three problems facing entrepreneurs in Halton  were:

1. isolation,

2. lack of meeting space and

3. difficulty getting good referrals to get the best help for themselves and their businesses.

I personally know this to be true as a home-based entrepreneurial coach for the last 5 years.

Sitting in my home office certainly has its perks but boy, there were some unbearable days where I had to pack my files and laptop and GET OUT as I could not stand the loneliness of being at home anymore.  I also know that I frequented too many Starbucks stores to name (hence my slight, ok, major addiction to soy chai lattes) because I had no place to meet my clients.  On top of it all, I have had my share of feeling lost and making poor choices when it came to outsourcing for help because I didn’t know where to go for a good referral.

Any of these feel familiar?

Well, that’s why I created the e-Spotâ„¢…. a much-needed community for entrepreneurs.  I just knew that if I was surrounded by energetic, creative, entrepreneurial minds, had a flexible, fun yet professional space to work and have meetings in and could get the help I needed, all in one spot, I would grow as a person and by extension, so would my business.

As many of you have heard me talk about over the last few months, the e-Spotâ„¢ is a membership-based community for entrepreneurs for the Halton and Mississauga area, located at 353 Iroquois Shore Road in Oakville (just off Trafalgar, north of the QEW) on the 2nd floor.  We are in the midst of designing this unique space that is unlike anything in the vicinity complete with gorgeous interior brick, an exposed, loft-style ceiling, an energy bar, and the most dynamic staff you’ll meet – this 3000 square feet space calls out “creative, cool and competent” and will WOW you and your clients.

Opening in December 2009, we are already gaining lots of interest from a HUGE entrepreneurial community.  I am writing you today to invite you to come and find out all about this new community.

We are hosting a short information afternoon on Friday, November 13th from 1 – 2pm.  I’d love to meet you and give you an overview of the opportunity so you can see for yourself whether this would be a good match for you and your business.

The meeting will be held at the location of one of our neighbours, The Little Gym (for whom we are very grateful for offering us space while our space in under construction!). It is located at 355 Iroquois Shore Road, Unit 2B, in Oakville.  Please RSVP to our e-Spot™ Manager, Elaine Geroche at elaine@e-spot.ca or by calling 289-291-5304 by Wednesday, November 11th to secure a spot at this information event.

And please feel free to forward this to anyone you know who you think might be interested in coming.  In the meantime, you can check out our blogsite at www.e-spot.ca

We look forward to seeing you all there.

Warmly,
Grace Yvonne Attard, Creator of the e-Spotâ„¢